Are you wearing proper clothes? Do you have a safe place to sleep tonight? Have you had a good meal in the last 24 hours? If the answer to all that is 'yes', you are wealthier than 75% of all humanity, according to Kathleen Rehl in her book, Moving Forward on Your Own.

Do you have a few dollars in your pocket? Some money in the bank? You are in the top 8% of the world's wealthy folk.

There is more. If you attend a place of religious worship without fear of harassment, arrest, torture or death you are more blessed than about 3 billion of the world's people.

Do you own a house? You are now in the elite top bracket of the world's wealthiest.

Here are some random facts about the distribution of wealth:

• 70% of the world's people own just 3% of the world's wealth.
• In the US, according to the New York Times, the top 1% own more wealth than the bottom 90%.
• The highest level of wealth inequality in the world is in Russia (population 146 million) where 110 individuals own 35% of the nation's riches.
• Of the top 10 wealthiest people in Australia, half are immigrants.

Does that make you feel any better?

I know I must remind myself every day of how lucky I am. Still, I am only talking about wealth here, not happiness. Now that is a very different question.

Keep asking great questions ...